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CREDIT RISK#1

The risk of loss due to a borrower's failure to repay a loan or meet contractual obligations.

MARKET RISK#2

The risk of losses due to changes in market prices, including interest rates, equity prices, and foreign exchange rates.

OPERATIONAL RISK#3

The risk of loss resulting from inadequate or failed internal processes, people, systems, or external events.

REGULATORY FRAMEWORKS#4

The set of laws and regulations governing financial institutions and their risk management practices.

RISK MANAGEMENT PROTOCOL#5

A formalized procedure for identifying, assessing, and mitigating risks within an organization.

KEY RISK INDICATORS (KRIs)#6

Metrics used to provide an early signal of increasing risk exposure in various areas.

RISK ASSESSMENT#7

The process of identifying and evaluating risks to determine their potential impact.

RISK MITIGATION STRATEGIES#8

Plans and actions implemented to reduce the likelihood or impact of identified risks.

STAKEHOLDERS#9

Individuals or groups with an interest in the outcomes of risk management processes.

PRESENTATION SKILLS#10

The ability to effectively communicate information and engage an audience during presentations.

FINANCIAL INSTITUTIONS#11

Organizations that provide financial services, such as banks, insurance companies, and investment firms.

COMPLIANCE#12

Adherence to laws, regulations, and guidelines relevant to financial institutions.

RISK PROFILE#13

A comprehensive overview of an institution's exposure to various types of risk.

DUE DILIGENCE#14

The investigation and evaluation of a potential investment or business decision.

RISK CULTURE#15

The shared values, beliefs, and behaviors related to risk awareness and management within an organization.

SCENARIO ANALYSIS#16

A technique used to evaluate the impact of different risk scenarios on an organization.

CONTINGENCY PLANNING#17

Preparing for unexpected events by developing action plans to mitigate their impact.

RISK TOLERANCE#18

The level of risk an organization is willing to accept in pursuit of its objectives.

INTERNAL CONTROLS#19

Processes and procedures designed to ensure the integrity of financial and operational information.

RISK APPETITE#20

The amount of risk an organization is willing to take to achieve its objectives.

FEEDBACK INTEGRATION#21

The process of incorporating feedback from stakeholders to improve risk management practices.

ENGAGING STAKEHOLDERS#22

The practice of involving relevant parties in the risk management process to ensure buy-in.

VISUAL AIDS#23

Tools used to enhance presentations, such as charts, graphs, and slides.

Q&A SESSIONS#24

Interactive discussions where presenters answer questions from the audience.

FINAL REVIEW TECHNIQUES#25

Methods used to evaluate and refine risk management protocols before presentation.