The process of identifying, assessing, and mitigating financial risks to minimize their impact on an organization.

The risk of loss due to a borrower's failure to repay a loan or meet contractual obligations.

The potential for losses due to fluctuations in market prices, including interest rates and equity prices.

The risk of loss resulting from inadequate or failed internal processes, systems, or external events.

Adhering to laws, regulations, and guidelines relevant to business operations to avoid legal penalties.

A statistical technique used to measure the risk of loss on an investment portfolio over a defined period.

Strategies and actions taken to reduce the severity or likelihood of risks impacting an organization.

The systematic process of evaluating potential risks that may be involved in a projected activity or undertaking.

An investment strategy used to offset potential losses in one asset by taking an opposing position in another.

A statistical analysis used to evaluate the creditworthiness of a borrower.

A structured approach to managing risk, outlining the processes, policies, and practices involved.

The process of informing and engaging individuals or groups who have an interest in the organization's activities.

A tool used to prioritize risks based on their likelihood and impact.

The effect that economic factors, such as inflation and unemployment, have on financial markets and institutions.

A plan developed to reduce the impact of identified risks on an organization.

A tool used to ensure that all regulatory and legal requirements are met.

The process of collecting and analyzing data to identify patterns and trends relevant to risk.

A structured approach to identifying, assessing, and managing operational risks.

The ongoing process of tracking identified risks and evaluating their potential impact over time.

The process of documenting and communicating risk assessments and management strategies to stakeholders.

The condition in which a financial institution can withstand economic shocks and operate effectively.

Industry-recognized methods or techniques that have consistently shown superior results.

An evaluation of work by one or more individuals with similar competencies to improve quality and effectiveness.

Effective communication techniques used to convey information compellingly and clearly.

The ability of a financial institution to adapt to challenges and recover from setbacks.