Unlock your potential in real estate law with our comprehensive course on drafting purchase agreements. Gain practical skills, enhance your legal drafting capabilities, and prepare for a rewarding career in real estate law.

Real Estate Law Course - Draft Purchase Agreements

# Transform Your Legal Career with Real Estate Law!

Embark on a transformative journey into the realm of real estate law, where you will acquire groundbreaking skills in drafting purchase agreements and navigating complex transactions. This course is designed to elevate your legal drafting capabilities, enabling you to confidently analyze and construct comprehensive agreements that stand the test of legal scrutiny.


### Who is it for?

This course is tailor-made for aspiring legal professionals eager to enhance their careers in real estate law. If you have a foundational understanding of legal principles but feel overwhelmed by the complexities of real estate transactions, you’re in the right place.

- Aspiring real estate lawyers seeking to enhance their skills
- Real estate brokers wanting to understand legal agreements
- Legal professionals aiming to specialize in property transactions

**Recommended skill level: Intermediate**


### Prerequisites

To embark on this transformative journey, you’ll need a basic understanding of contract law, familiarity with legal terminology, and a grasp of general real estate principles.

- 📝 Basic understanding of contract law
- 📖 Familiarity with legal terminology
- 🏡 Knowledge of general real estate principles

### What's inside

This course is packed with practical insights and hands-on experiences to ensure you master real estate law.

- The Foundations of Real Estate Law
- Crafting the Perfect Purchase Agreement
- Mastering Legal Drafting Techniques
- Navigating Title Issues
- Understanding Real Estate Financing
- Finalizing Your Purchase Agreement

**Interactive Quizzes**

Engage with quizzes to reinforce your learning and ensure you grasp each module's key concepts.

**Homework**

Get ready for exhilarating challenges that will propel your growth! Throughout the course, you’ll engage in hands-on assignments designed to simulate real-world scenarios.

**Practical Project**

Draft a comprehensive real estate purchase agreement for a hypothetical property transaction, demonstrating a thorough understanding of real estate law and legal drafting techniques.

**Before You Start**

Before you start, familiarize yourself with the basic legal principles and terminology to make the most of this course.

**Books to Read**

Recommended readings will be provided to enhance your understanding of real estate law and drafting techniques.

**Glossary**

A comprehensive glossary will be included to help you navigate legal terminology with ease.


### What will you learn

By the end of this course, you will have developed essential skills that will set you apart in the legal field.

- Master the art of drafting legally sound real estate purchase agreements.
- Analyze and resolve title issues that impact property transactions.
- Apply advanced legal drafting techniques to create clear and concise agreements.

**Time to complete this course: Invest just **8 weeks** of your time, dedicating **15-20 hours per week**, and watch your career soar!**


### Enroll now and take the first step towards mastering real estate law!

Familiarity with contract law is essential as it forms the backbone of real estate agreements. Knowing terms like offer, acceptance, and consideration will help you grasp purchase agreements better.

Basic Understanding of Contract Law

Understanding legal jargon is crucial for interpreting and drafting documents accurately. Terms like 'escrow', 'contingency', and 'title' will frequently arise in this course.

Familiarity with Legal Terminology

A foundational grasp of real estate concepts, such as property types and ownership rights, is vital. This knowledge will help you understand the context of the agreements you will draft.

Knowledge of General Real Estate Principles

## Transform Your Legal Career with Real Estate Law!
Embark on a transformative journey into the realm of real estate law, where you will acquire groundbreaking skills in drafting purchase agreements and navigating complex transactions. This course is designed to elevate your legal drafting capabilities, enabling you to confidently analyze and construct comprehensive agreements that stand the test of legal scrutiny.

### Who is it For
This course is tailor-made for aspiring legal professionals eager to enhance their careers in real estate law. If you have a foundational understanding of legal principles but feel overwhelmed by the complexities of real estate transactions, you’re in the right place.
- **Skill Level:** Intermediate
- **Audience:**
  - Aspiring real estate lawyers seeking to enhance their skills
  - Real estate brokers wanting to understand legal agreements
  - Legal professionals aiming to specialize in property transactions

### Prerequisites
To embark on this transformative journey, you’ll need:
- Basic understanding of contract law
- Familiarity with legal terminology
- Knowledge of general real estate principles

### What's Inside
This course is packed with practical insights and hands-on experiences to ensure you master real estate law.
- **Modules:**
  - The Foundations of Real Estate Law
  - Crafting the Perfect Purchase Agreement
  - Mastering Legal Drafting Techniques
  - Navigating Title Issues
  - Understanding Real Estate Financing
  - Finalizing Your Purchase Agreement
- **Quizzes:** Engage with quizzes to reinforce your learning and ensure you grasp each module's key concepts.
- **Assignments:** Get ready for exhilarating challenges that will propel your growth! Throughout the course, you’ll engage in hands-on assignments designed to simulate real-world scenarios.
- **Practical Project:** Draft a comprehensive real estate purchase agreement for a hypothetical property transaction, demonstrating a thorough understanding of real estate law and legal drafting techniques.
- **Before You Start:** Familiarize yourself with the basic legal principles and terminology to make the most of this course.
- **Books to Read:** Recommended readings will be provided to enhance your understanding of real estate law and drafting techniques.
- **Glossary:** A comprehensive glossary will be included to help you navigate legal terminology with ease.

### What Will You Learn
By the end of this course, you will have developed essential skills that will set you apart in the legal field:
- Master the art of drafting legally sound real estate purchase agreements.
- Analyze and resolve title issues that impact property transactions.
- Apply advanced legal drafting techniques to create clear and concise agreements.

### Time to Complete
Invest just **8 weeks** of your time, dedicating **15-20 hours per week**, and watch your career soar!

### Enroll now and take the first step towards mastering real estate law!

The body of law governing the rights and duties related to real property, including transactions and ownership.

A legally binding contract outlining the terms and conditions of a real estate transaction between buyer and seller.

Legal problems related to the ownership of property, affecting the transfer of title during transactions.

The process of writing legal documents in a clear, precise, and enforceable manner.

The process of buying, selling, or leasing real property, involving various legal and financial considerations.

Legal entitlements that come with owning property, including usage, transfer, and exclusion rights.

A loan secured by real property, where the property serves as collateral for the loan.

Insurance that protects against losses from defects in the title to real property.

A deposit made by the buyer to demonstrate serious intent to complete the purchase.

The final step in a real estate transaction where ownership is transferred and documents are signed.

A condition that must be met for a real estate contract to become binding.

The investigation and evaluation of a property before finalizing a transaction.

A contract outlining the terms under which one party agrees to rent property from another.

A financial arrangement where a third party holds funds or documents until certain conditions are met.

A legal document that formally transfers ownership of real property from one party to another.

Regulations governing land use and development in specific areas.

A statement provided by the seller detailing known issues or defects with the property.

A section in a purchase agreement outlining the financial arrangements for the transaction.

A licensed professional who facilitates real estate transactions between buyers and sellers.

A contract between a landlord and tenant outlining the terms of renting property.

The legal process through which a lender takes possession of property due to the owner's failure to pay.

The area of law that governs the creation and enforcement of agreements between parties.

The process of discussing terms between parties to reach a mutually beneficial agreement.

A formal agreement or promise in a deed or lease, often related to property use.

A provision that protects one party from legal liability for certain acts or omissions.

Real estate transactions are governed by a multitude of laws that dictate how properties are bought, sold, and transferred. Understanding these laws is crucial for anyone looking to draft effective purchase agreements. This lesson will explore the legal framework that supports these transactions, focusing on key principles and terminologies that you will encounter frequently.

The legal framework of real estate transactions encompasses various laws, including contract law, property law, and specific statutes that vary by jurisdiction. Key components include:

Contract Law: Governs the agreements made between parties.

Property Law: Defines ownership rights and responsibilities.

Statutory Laws: Specific regulations that may apply to real estate transactions.

Familiarizing yourself with these laws will help you understand how to navigate and apply them in your drafting.

Understanding key legal terms is essential for effective drafting. Here are some fundamental terms you should know:

Title: The legal right to own, use, and sell a property.

Escrow: A financial arrangement where a third party holds funds until the terms of a contract are fulfilled.

Contingency: A condition that must be met for a contract to be binding.

These terms not only appear in legal documents but also influence how agreements are structured.

The laws governing real estate transactions directly impact the drafting of purchase agreements. Here are some considerations:

Compliance: Ensure that your agreement complies with local laws to avoid legal disputes.

Clarity: Use clear language to minimize misunderstandings.

Risk Management: Include clauses that protect parties from potential legal issues.

By understanding these implications, you can create agreements that are not only legally sound but also practical.

Practical Exercise: Identifying Legal Frameworks

To solidify your understanding, conduct a practical exercise where you identify the legal frameworks applicable to a hypothetical property transaction. Consider the following steps:

Research the relevant laws for your jurisdiction.

Draft a brief summary of how each law impacts property transactions.

Identify at least three key legal terms related to each law.

This exercise will help you apply the theoretical knowledge you gain in this lesson to real-world scenarios.

Common Pitfalls in Understanding Legal Frameworks

"Understanding the legal landscape is not just a necessity; it’s the foundation upon which effective real estate agreements are built." - Legal Expert

In this lesson, you have explored the foundational legal principles governing property transactions, identified key legal terminologies, and recognized the impact of laws on drafting agreements. This knowledge is essential as you move forward in your legal drafting journey.

Homework: Legal Framework Exploration

Unpacking the Legal Framework of Property Transactions

Quiz on Legal Frameworks

Real estate law is filled with specific terminologies that can significantly affect how agreements are drafted and interpreted. Familiarizing yourself with these terms is crucial for effective legal drafting and ensuring that all parties understand their rights and obligations.

In this section, we will explore some of the most commonly used terminologies in real estate law. Understanding these terms is essential for anyone involved in property transactions.

**Purchase Agreement**: A legally binding contract outlining the terms of a real estate transaction.

**Title**: The legal right to own, use, or sell a property.

**Escrow**: A financial arrangement where a third party holds funds or documents until certain conditions are met.

**Contingency**: A condition that must be met for the purchase agreement to be valid.

**Disclosure**: The act of informing parties about known issues with the property.

Understanding how terminology impacts agreements is vital. For instance, the term 'contingency' can determine whether a buyer can withdraw from a deal if certain conditions are not met. Misunderstanding or misusing these terms can lead to disputes and legal complications.

🔍 **Tip**: Always ensure that key terms are clearly defined in your agreements to avoid ambiguity.

Now that you're familiar with key terms, it's time to apply this knowledge in drafting. Here’s a step-by-step guide to how you can incorporate these terms into your purchase agreements.

Identify the relevant terms that apply to your transaction.

Define each term clearly within the agreement.

Use the terms in context to demonstrate their application.

Review the agreement to ensure consistency in terminology.

Even seasoned professionals can stumble over terminology. Here are some common pitfalls to watch out for:

Inconsistent use of terms throughout the document.

🚫 **Common Mistake**: Using terms interchangeably without understanding their differences can lead to confusion and legal disputes.

Hands-On Exercise: Drafting with Terminology

Now it's your turn! Draft a short paragraph of a purchase agreement using at least five key terms discussed in this lesson. Focus on clarity and proper context.

Understanding and using the correct terminology is not just an academic exercise; it’s crucial in real-world transactions. For example, in a recent case where a buyer tried to withdraw from a contract due to a poorly defined contingency, the court ruled against the buyer, emphasizing the importance of clear terms.

In this lesson, we have explored key legal terms in real estate law, their implications in agreements, and how to apply them effectively in drafting. Mastery of these terms is essential for any legal professional working in real estate.

Homework: Applying Key Terms

Decoding Key Terminologies in Real Estate Law

Terminology Quiz

Understanding property ownership is crucial for anyone involved in real estate transactions. Ownership can take various forms, including fee simple, joint tenancy, and tenancy in common, each with distinct legal implications.

1. **Fee Simple**: This is the most complete form of ownership, granting the owner full rights to the property. It can be inherited and is not limited by time.

2. **Joint Tenancy**: In this form, two or more individuals hold equal shares of the property, with rights of survivorship. If one owner dies, their share automatically passes to the surviving owner(s).

3. **Tenancy in Common**: This allows two or more individuals to own a property together, but their shares may be unequal. Unlike joint tenancy, there is no right of survivorship.

📝 **Tip**: Always clarify the type of ownership in your agreements to avoid future disputes!

Title insurance protects buyers and lenders from financial loss due to defects in a title, such as liens or ownership disputes. Understanding how title insurance works is essential for drafting effective purchase agreements.

When drafting purchase agreements, it's vital to include clauses that clearly define ownership rights and responsibilities. This mitigates risks associated with ownership disputes.

// Sample Ownership Clause

"The Seller hereby conveys to the Buyer all rights, title, and interest in the property located at [Property Address], held as [Type of Ownership]. This conveyance is subject to all existing liens and encumbrances, and the Buyer acknowledges receipt of a title insurance policy to protect against any title defects."

1. **Vague Ownership Descriptions**: Always specify the type of ownership clearly in the agreement.

2. **Neglecting Title Issues**: Failing to address potential title issues can lead to significant legal disputes.

3. **Ignoring Local Laws**: Real estate laws can vary by jurisdiction, so always ensure compliance with local regulations.

"An ounce of prevention is worth a pound of cure." - Benjamin Franklin

Practical Exercise: Draft an Ownership Clause

For this exercise, draft an ownership clause for a hypothetical property transaction. Consider the type of ownership and any potential title issues that may arise.

Draft an ownership clause for a hypothetical property transaction, ensuring clarity and legal soundness.

Understanding ownership and title issues is not just theoretical; it has real-world implications. For example, a buyer who fails to secure title insurance may find themselves liable for unexpected claims against the property.

Homework

Principles of Ownership and Title in Real Estate

Ownership and Title Quiz

Real estate transactions are governed by a myriad of laws that ensure fairness and legality. Understanding these laws is crucial for anyone involved in drafting or negotiating purchase agreements. This section will explore the key legal principles that underpin these transactions.

Understanding Compliance in Real Estate Transactions

Compliance refers to adhering to laws and regulations that govern real estate transactions. Non-compliance can lead to severe penalties, including the invalidation of agreements. Therefore, understanding the compliance landscape is essential for effective legal drafting.

Key compliance areas include zoning laws, environmental regulations, and disclosure requirements.

Understanding the role of local, state, and federal laws in real estate transactions.

Legal risks are inherent in any real estate transaction. These risks can arise from various sources, including unclear title, undisclosed property defects, or failure to comply with local laws. Recognizing these risks is vital for drafting robust agreements.

Common Legal Risks in Real Estate Transactions

Applying Knowledge to Drafting Agreements

Armed with an understanding of compliance and legal risks, you can now apply this knowledge to draft agreements that mitigate these risks. This involves incorporating specific clauses that address compliance and risk management.

Include a clause requiring the seller to provide a clear title.

Add a disclosure clause for any known defects.

Incorporate a compliance clause that mandates adherence to local laws.

Analyzing real-world case studies can provide valuable insights into the implications of real estate law on transactions. For example, consider a case where a buyer sued a seller for failing to disclose a significant defect in the property. Understanding the legal outcomes of such cases can inform your drafting practices.

Hands-On Exercise: Drafting Compliance Clauses

Now, it's your turn to apply what you've learned. Draft a compliance clause for a hypothetical purchase agreement, ensuring it addresses the necessary legal standards.

Draft a compliance clause that requires adherence to zoning laws and disclosure of property defects.

In this lesson, we explored the implications of real estate law on transactions, focusing on compliance, risks, and the application of this knowledge in drafting agreements. Remember, a well-drafted agreement not only protects your interests but also ensures legal compliance.

Homework: Drafting for Compliance

Implications of Real Estate Law on Transactions

Quiz: Implications of Real Estate Law on Transactions

Real estate transactions are governed by a myriad of laws that often overlap, creating a complex legal landscape. Understanding how these laws interconnect is crucial for anyone involved in real estate, from lawyers to brokers. This lesson will explore the relationships between different legal principles and how they impact property transactions.

Recognizing the Interconnections Between Laws

Real estate law encompasses various legal fields, including contract law, property law, and zoning law. Each of these areas influences the others. For example, a contract may be valid under contract law but void if it conflicts with zoning regulations. Recognizing these interconnections helps in drafting agreements that are compliant and enforceable.

🔍 **Tip:** Always check local zoning laws when drafting purchase agreements to ensure compliance and avoid future disputes.

Understanding the Holistic View of Real Estate Transactions

A holistic view of real estate transactions means considering all aspects of the law that might affect a deal. This includes understanding how title issues, financing options, and local regulations interplay. For instance, a buyer's ability to secure financing may depend on the property's title status, which in turn could be influenced by local laws.

Real-World Example: Case Study of a Failed Transaction

Consider a case where a buyer purchased a property without understanding the zoning restrictions that applied to it. The buyer's inability to use the property as intended led to a significant loss. This example illustrates the importance of understanding how various laws interconnect and the implications of failing to consider them in drafting.

Hands-On Exercise: Drafting an Interconnected Agreement

Now it's your turn to apply what you've learned. Draft a brief purchase agreement that includes sections addressing:
- Title issues
- Financing options
- Compliance with local laws
Make sure to highlight the interconnectedness of these elements in your drafting.

When drafting agreements, be mindful of these common pitfalls:
- **Omitting Title Clauses:** Failing to address title issues can lead to disputes.
- **Ignoring Local Regulations:** Always verify that your agreement complies with local laws.
- **Vague Language:** Use clear and precise language to avoid ambiguity.

Expert Insight: The Importance of Interconnected Knowledge

Legal experts emphasize that a comprehensive understanding of how laws interconnect is crucial for effective legal practice. This knowledge not only aids in drafting but also enhances your ability to analyze and resolve disputes.

As you move forward, remember that the interconnectedness of real estate laws is a fundamental aspect of effective legal drafting. Keep this holistic view in mind as you draft your purchase agreements and tackle real-world transactions.

Homework: Applying Interconnected Knowledge

Interconnecting Real Estate Laws and Transactions

Interconnections in Real Estate Law Quiz

In this lesson, we will review the foundational principles of real estate law that underpin property transactions. Understanding these principles is crucial for effective drafting and analysis of purchase agreements.

To ensure you have a solid grasp of the essential concepts, we will revisit the core principles of real estate law. This includes understanding the legal framework, key terminologies, and their implications on drafting agreements.

Key legal principles governing property transactions.

Importance of legal terminology in drafting.

Implications of laws on real estate agreements.

Legal terminology can sometimes be overwhelming. In this section, we will break down essential terms and their relevance in real estate law.

Understanding terms like 'fee simple', 'joint tenancy', and 'title insurance' is vital for drafting effective agreements.

With a solid foundation in place, we will prepare for more advanced topics in real estate law. This includes understanding the nuances of purchase agreements and title issues.

Anticipating challenges such as legal compliance and risk management will help you draft more comprehensive agreements.

"The law is not a set of rules, but a living, breathing entity that requires understanding and skill to navigate." - Legal Expert

To reinforce your learning, create a glossary of key legal terms. This will serve as a valuable reference as you progress in your studies.

Draft a glossary that includes definitions and examples of key real estate law terms.

As you review and prepare, be mindful of common pitfalls in legal drafting, such as: 

Using overly complex language that obscures meaning.

Neglecting to consider the implications of legal terms in agreements.

Consider engaging with real-world case studies to see how these concepts are applied practically. This will not only solidify your understanding but also enhance your analytical skills.

Tip: Utilize online resources and legal databases to research case studies relevant to real estate law.

Homework: Key Terms and Concepts Review

Foundational Summary and Key Term Review

Key Term Review Quiz

Dive deep into the essential principles that underpin real estate law. Understand the legal framework governing property transactions, key terminologies, and the implications of these laws on drafting agreements. This module sets the stage for your journey into effective legal drafting.

The Foundations of Real Estate Law

A real estate purchase agreement is a legally binding contract that outlines the terms and conditions of a property transaction. It serves as a roadmap for both buyers and sellers, detailing their rights and obligations. Understanding its essential elements is crucial for effective legal drafting.

Key components of a purchase agreement include:

1. **Parties Involved**: Clearly identify the buyer and seller.

2. **Property Description**: Include a detailed description of the property.

3. **Purchase Price**: Specify the total purchase price and payment terms.

4. **Contingencies**: Outline any conditions that must be met for the agreement to be valid.

5. **Closing Date**: State when the transaction will be finalized.

6. **Signatures**: Ensure both parties sign the agreement to make it enforceable.

Clarity in legal terms is essential to prevent misunderstandings and disputes. Ambiguous language can lead to legal challenges, making it vital to use precise wording. Here’s how to ensure clarity:

Review sample agreements and identify areas where clarity is lacking.

📝 **Tip:** Always define key terms at the beginning of your agreement to avoid ambiguity.

Drafting an effective purchase agreement requires a structured approach. Here’s a step-by-step guide:

1. **Outline the Agreement**: Start with a clear outline of all sections.

2. **Use Clear Language**: Avoid legalese; opt for straightforward terms.

3. **Include All Necessary Components**: Ensure all essential elements are present.

4. **Review and Revise**: Always revise your draft for clarity and completeness.

Practical Exercise: Drafting a Purchase Agreement

As a hands-on exercise, draft a basic purchase agreement template that includes all the essential elements discussed. Use the following structure:

// Sample Template Structure

PARTIES: 
- Buyer: [Name]
- Seller: [Name]

PROPERTY DESCRIPTION:
- Address: [Property Address]
- Legal Description: [Legal Description]

PURCHASE PRICE:
- Total Amount: [Amount]
- Payment Terms: [Details]

CONTINGENCIES:
- [List any contingencies]

CLOSING DATE:
- [Date]

SIGNATURES:
- Buyer: [Signature]
- Seller: [Signature]

While drafting, be mindful of the following common mistakes:

1. **Omitting Essential Elements**: Ensure every crucial component is included.

2. **Using Ambiguous Language**: Avoid vague terms that could lead to disputes.

3. **Neglecting to Review**: Always review your draft for errors and clarity.

Real-World Example: Successful Purchase Agreements

Consider the case of a successful real estate transaction where both parties benefited from a well-drafted purchase agreement. The clarity of terms prevented disputes and facilitated a smooth closing process.

"A well-drafted agreement is the foundation of a successful transaction." - Legal Expert

Mastering the essential elements of purchase agreements is a vital step in your journey towards becoming proficient in real estate law. As you prepare for the next lesson, reflect on the importance of these agreements in legal transactions.

Homework: Drafting a Purchase Agreement

Essential Elements of Purchase Agreements

Quiz on Essential Elements of Purchase Agreements

The structure of a real estate purchase agreement is crucial for its enforceability. A well-structured contract not only protects the interests of all parties involved but also ensures compliance with legal standards. Understanding the essential components of these agreements is the first step toward effective drafting.

Every real estate purchase agreement should follow a logical structure. This typically includes: 
1. **Title of the Agreement**: Clearly states the purpose of the document.
2. **Parties Involved**: Identifies the buyer and seller, including their legal names and addresses.
3. **Property Description**: Provides a detailed description of the property being sold.
4. **Purchase Price**: Clearly outlines the agreed-upon price and payment terms.
5. **Contingencies**: Lists conditions that must be met for the agreement to be valid, such as financing or inspection contingencies.
6. **Closing Date**: Specifies when the transaction will be finalized.

🔍 **Tip:** Always ensure that the property description is accurate and detailed to avoid disputes later on.

Identifying Critical Sections of Agreements

Identifying critical sections of a purchase agreement is essential for clarity and enforceability. Here are some key sections to focus on:
- **Earnest Money Deposit**: Details the amount of the deposit and its implications.
- **Title and Ownership**: Clarifies how the title will be transferred and any title issues.
- **Dispute Resolution**: Outlines how disputes will be handled, whether through mediation, arbitration, or litigation.

To draft legally sound agreements, consider these best practices:
- **Use Clear Language**: Avoid jargon and complex legal terms that may confuse the parties.
- **Be Specific**: Clearly define terms and conditions to minimize ambiguity.
- **Review and Revise**: Always review drafts multiple times to catch errors or unclear language.

Structuring Legally Binding Contracts

Explore the critical components of a real estate purchase agreement and learn how to structure it effectively. This module will guide you through the nuances of creating legally binding agreements that protect all parties involved.

Quick Navigation

REAL ESTATE LAW#1

PURCHASE AGREEMENT#2

TITLE ISSUES#3

LEGAL DRAFTING#4

REAL ESTATE TRANSACTIONS#5

OWNERSHIP RIGHTS#6

MORTGAGE#7

TITLE INSURANCE#8

EARNEST MONEY#9

CLOSING#10

CONTINGENCY#11

DUE DILIGENCE#12

LEASE AGREEMENT#13

ESCROW#14

DEED#15

ZONING LAWS#16

PROPERTY DISCLOSURE#17

FINANCING CLAUSE#18

REAL ESTATE BROKER#19

RENTAL AGREEMENT#20

FORECLOSURE#21

CONTRACT LAW#22

NEGOTIATION#23

COVENANT#24

INDEMNIFICATION#25