A blend of finance and technology, fintech refers to innovative solutions that improve or automate financial services.

A decentralized digital ledger technology that securely records transactions across multiple computers.

The application of artificial intelligence to enhance financial services, including predictive analytics and risk assessment.

A basic version of a product with essential features to test market viability and gather user feedback.

The overall experience a user has when interacting with a fintech application, focusing on usability and satisfaction.

Adherence to laws and regulations governing financial services, essential for fintech solutions.

A user-centered approach to innovation that emphasizes empathy, ideation, and iterative prototyping.

A presentation used to communicate a business idea to potential investors, outlining key aspects like market need and financial projections.

A strategic planning tool that identifies strengths, weaknesses, opportunities, and threats related to a business.

The first phase of testing a product, conducted internally to identify bugs and issues before beta testing.

Software applications used to create models of a product, enabling visualization and testing of design concepts.

Various sources through which a business earns money, crucial for developing a sustainable business model.

Fictional characters representing target users, created to guide product design and marketing strategies.

The process of gathering, analyzing, and interpreting information about a market, including potential customers and competitors.

A cyclical process of prototyping, testing, and refining a product based on user feedback.

The identification and assessment of risks followed by coordinated efforts to minimize, monitor, and control their impact.

The process of ensuring access to financial services for unbanked and underbanked populations.

The combination of technologies used to build and run a fintech solution, including programming languages and frameworks.

A method of raising capital through the collective effort of a large number of individuals, typically via online platforms.

An iterative approach to project management and software development that promotes flexibility and responsiveness.

The assessment of competitors to understand their strengths and weaknesses, helping to inform strategic decisions.

Quantifiable metrics used to evaluate the success of a business or project in achieving its objectives.

Technological innovations that aim to compete with traditional financial methods in the delivery of financial services.

The network of organizations, individuals, and resources that support the growth of startup companies.

The process of translating an idea or invention into a good or service that creates value or for which customers will pay.